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Sound of Tri-State has teamed up with Affirm to offer simple financing with no hidden fees.
To Use Affirm: Add item to cart, Select Affirm as your payment method, enter your information, and affirm will provide a real time loan decision
Don't suffer through bad audio or video. With Affirm through financing, you get to enjoy your new gear now and pay for it over time. There are no gimmicks like deferred interest or hidden fees, so the total you see at checkout is always what you'll actually pay. Provide some basic information and get a real time decision to split your purchase into 3, 6, or 12 monthly payments at 0% APR or 10-36% APR.*. Plus, you can find out your terms without affecting your credit.
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How to use Affirm
Shop on soundoftristate.com and select Affirm as your payment method at the billing step of checkout. It’s that easy!
Frequently asked questions
What information does Affirm require?
When you select Affirm as your payment method, you'll answer a series of short questions to create your Affirm account. They will use your name, email, mobile phone number, birthday, and the last 4 digits of your SSN. This combination helps Affirm verify and protect your identity.
How do I pay my bills?
You can pay your Affirm bills online at www.affirm.com/pay. They accept payment by debit card, bank transfer, and check.
Does Checking My Eligibility Affect My Credit?
No, your credit won’t be affected when you create an Affirm account or check your eligibility (including checking your pre-qualification eligibility). When you apply for or check to see if you prequalify for Affirm financing, it’s considered a soft inquiry, which does not affect your credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm’s Help Center.
Affirm customers must:
Be a resident of the U.S. (including U.S. territories)
Be at least 18 years old (19 if you’re a ward of the state in Nebraska)
Have a Social Security number
Own a phone number that receives SMS and is registered to the United States or U.S. territories
Why was I prompted to pay a down payment with a debit card?
Affirms tries hard to approve every purchase but sometimes can't approve the full amount. When this happens, Affirm provides a debit card down payment option so that you may still complete your purchase right away.
Why was I prompted for a checking account?
Affirm sometimes needs more information about your financial situation to evaluate your loan application. They may ask you to link your online checking account, which helps determine your ability to repay a loan. If you are prompted to link your checking account and would like to continue with the application process, you may link your account by providing the login information for your online bank account. Affirm does not store your online banking login information - they simply pass your login credentials to your bank via a secure service linking your checking account. Linking your checking account DOES NOT authorize Affirm to debit your account. It only allows them to determine your ability to pay.
Why is the Affirm payment method disabled for me?
The Affirm method is disabled when you backorder items that are out of stock. Additionally, due to state law, West Virginia and Iowa residents are unable to use financing through Affirm.
*Your rate will be 0% APR or 10-36% APR based on credit, and is subject to an eligibility check. For example, on a $500 purchase, you might pay $45.17 per month for 12 months at 15% APR. Payment options through Affirm are provided by these lending partners: www.affirm.com/lenders Options depend on your purchase amount, and a down payment may be required. See www.affirm.com/faqs for details.